We are independent self-employed insurance and investment representative. We are licensed to sell insurance and investment products and services through PERFORMANCE FINANCIAL SERVICES Inc. This is an independent MGA brokerage, and part of the United MGA Group of Canada.

We are licensed to sell life insurance, living benefits, health insurance, & group products in both Saskatchewan & Alberta. Therefore, we have Dual Occupation status with regards to being an insurance broker.

Companies we are currently representing

We can offer certain individual insurance products from nearly every top company in North America, but namely:

• AIG Life of Canada
• Canada Life Insurance Company
• Desjardins Financial Security Assurance Company
• Empire Life Insurance Company
• Equitable Life Insurance Company
• Great West Life Insurance Company
• RBC Insurance Company
• Standard Life Assurance Company of Canada
• The Manufacturer’s Life Insurance Company
• Unity Life Insurance Company

Nature of Relationship with companies I can represent

No insurer holds an ownership interest in our business, nor do we hold any significant interest in any insurance company we represent. We are absolutely independent advisors, finding solutions for clients’ needs & goals with the best fit, most affordable product available.

COMPENSATION

If you choose to purchase a product through me, we will be paid by the company that offers that product. We are compensated by a sales commission for most products when underwritten or at time of sale. We may receive a renewal (or service) commission if you retain that policy with the company. For certain products we may receive a referral fee. We may also be eligible for additional compensation, such as bonuses and non-monetary benefits, such as travel incentives. This compensation depends on various factors such as the volume or retention of business we place with a particular company during a given time period.

Conflict of interest

We take the potential of a conflict of interest seriously. We will notify you if there is a conflict of interest of which we become aware in regards to our recommendation to you. Our overall recommendation will take into consideration, and will be based on an analysis of your financial security needs.