Some accidents or sickness may only result in a few days off work. Other could result in weeks. But a more serious incident may leave you unable to work for months or even years, causing severe financial hardship.

Additional medical expenses may also be required during this time of disability; hospital care, home care, physiotherapy or chiropractic services, all at a time when your income has stopped.

How would your lifestyle change if you couldn’t work tomorrow?

Where is the money going to come from?

How much money would you need per month to help continue your lifestyle — and where would this money come from? Your savings?… Your RRSPs?…

Why do I need Disability Insurance?

Disability insurance can help protect your most valuable asset, your ability to earn a living. When you can’t work, it can help you and your family:

• Keep a roof over your head
• Maintain your daily routines
• Rest easy knowing the bills will get paid

Disability insurance provides a monthly benefit for loss of income because of covered injuries or illnesses. After a predetermined time period, it typically pays a percentage of your income for as long as you’re disabled, under your contract.

Determine Your Need

How would you pay your bills if you were sick or injured? What are the odds that you will need disability insurance? Get answers to these important questions.

Our Disability Plans

Get more details on the disability products we have available for you. Whatever your needs, there’s a disability insurance product that’s right for you.

Why Choose Us

When you’re considering purchasing a disability insurance policy, it’s important to look for a company you can trust. We take the hassle out of the process by working with over 12 different insurance companies to find the best product and the right price for you. Whether you are employed, self-employed, contract worker, a medical student, we can find the best product at the best price for you.